Advisors Blog

Our GBS Life Insurance blog is here to help provide you with the most current news and resources to help you better serve your clients.

This information is considered reliable at time of publishing and statements and opinions are subject to change without notice.
Consult your Brokerage Manager for any updates.


Symetra Temporarily Suspending the Sale of their SUL-G Product - Submit your apps before July 27

Symetra announced multiple changes to their SUL-G product. Today, they announced they are temporarily suspending the sale of their Survivorship SUL-G product. All applications must be received in good order by July 27, 2017. 


Underwriting Hepatitis C for Life Insurance

Did you know people born between 1945 and 1965 are five times more likely to have hepatitis C? With treatment, hepatitis C can be manageable. With an effective and consistent treatment plan, individuals can live healthy lives, and secure life insurance even at preferred rates.


Stable Returns with the Single Premium Life Strategy

By Gregg Kaufman, CLU, CFP

Did you know a well-designed single-premium life insurance contract can provide stable returns, no risk of market-based loss, early liquidity, tax-deferral and death benefit leverage? Learn more about the Single Premium Life Strategy and how you can give your clients a competitive, stable rate of return while benefiting from additional life insurance.


Is 10-Year Term Insurance Really the Best Choice?

Ten-year term is consistently one of the most often-sold products in our business. Though it is usually the “cheapest” in the short term, it might not be the best deal in the long run.


Underwriting Heart Disease for Life Insurance

Many people believe that heart disease will disqualify them from obtaining coverage, however, many Americans can still obtain adequate and affordable life insurance.


Introducing PruLIfe Essential UL

Starting June 12, 2017, Prudential will be launching their newest universal life product, PruLife Essential UL. With it, you can offer your clients the simple design they want with the contemporary benefits they need


Welcome To Our Vitality Resource Center

John Hancock’s new Vitality rider gives a client a wellness program with rewards and incentives for healthy living that can save them 10% or 15% on their future premiums. Available on UL and term at this time. 


Guaranteed Universal Life Pricing Changes

Effective June 1, 2017, Mutual of Omaha will be updating their Guaranteed Universal Life (GUL) product pricing for new issue policies.


The Changing Face of LTC and Caregiving - What You Need to Know

by Gregg Kaufman, CLU, CFP

In the last few years major carriers have left the traditional LTC marketplace whereas others have transitioned into a next-generation type of plan. Read more as we take a deep-dive into the changing areas of the Long-Term Care business.


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