Advisors Blog

Our GBS Life Insurance blog is here to help provide you with the most current news and resources to help you better serve your clients.

This information is considered reliable at time of publishing and statements and opinions are subject to change without notice.
Consult your Brokerage Manager for any updates.


Is 10-Year Term Insurance Really the Best Choice?

Ten-year term is consistently one of the most often-sold products in our business. Though it is usually the “cheapest” in the short term, it might not be the best deal in the long run.


Underwriting Heart Disease for Life Insurance

Many people believe that heart disease will disqualify them from obtaining coverage, however, many Americans can still obtain adequate and affordable life insurance.


Introducing PruLIfe Essential UL

Starting June 12, 2017, Prudential will be launching their newest universal life product, PruLife Essential UL. With it, you can offer your clients the simple design they want with the contemporary benefits they need


Welcome To Our Vitality Resource Center

John Hancock’s new Vitality rider gives a client a wellness program with rewards and incentives for healthy living that can save them 10% or 15% on their future premiums. Available on UL and term at this time. 


Guaranteed Universal Life Pricing Changes

Effective June 1, 2017, Mutual of Omaha will be updating their Guaranteed Universal Life (GUL) product pricing for new issue policies.


The Changing Face of LTC and Caregiving - What You Need to Know

by Gregg Kaufman, CLU, CFP

In the last few years major carriers have left the traditional LTC marketplace whereas others have transitioned into a next-generation type of plan. Read more as we take a deep-dive into the changing areas of the Long-Term Care business.


Turbocharge your policy reviews with our brand new speedier review analysis tool

GBS is taking policy review to the next level with a brand new proprietary tool that allows us to analyze the entire marketplace of over 25 available carriers in just a few seconds.


Help Clients Stay on Track with LifeTrack: A quick and easy solution to managing your clients' policies

John Hancock recently launched "LifeTrack" an industry-first policy management solution that saves you time and gives you confidence that your clients will meet their insurance goals.


Symetra Reducing Maximum Death Benefit on SUL-G Product - Submit your apps before April 10th

Symetra announced multiple changes to their SUL-G product. They implemented additional deadline dates for pending applications and will be reducing their maximum death benefit cap from $7.5 million to $3 million. 


Great News! Six Consecutive Years as a World’s Most Ethical Company!

Our parent company Arthur J. Gallagher & Co. has made the list of “World’s Most Ethical Companies” for the sixth consecutive year.


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