Advisors Blog

Here’s a handy chart that shows all the key IRS numbers you are likely to need for tax and planning work – marginal tax rates, credits, deductions, contribution limits, estate taxes and more.

Your Disability Insurance Updates

Here are top 10 sales ideas to help get a great start to 2022!

Financial Professionals often refer to the average rate of return of investment portfolios as a static or level number - but that does not tell the whole story because of the market’s inherent ups and downs. Research shows the timing and order of those returns can have significant effects on the total return of the portfolio. Understanding this so called “Sequence of Returns” can help these Financial Professionals recognize the importance of repositioning their clients’ investment portfolios for a favorable retirement income strategy in the future.

Introducing a new series of quick sales ideas to spark interest in your clients and centers of influence. Position yourself as a valued advisor and insurance professional by using these tips as conversation starters.

If you haven’t considered VUL lately, many of today’s newest products include benefits and features that clients are looking for. With the increased pricing for GUL products coupled with many carriers totally withdrawing from that marketplace, VUL and SVUL have become an even more attractive alternative for you and your clients to consider.

Effective September 27, 2021, Pacific Life is repricing rates for PL Promise Term, a product specifically designed to serve the death benefit protection needs of the broad market consume.

Principal made a strategic decision to exit the “retail” US life insurance market and is committed to insuring the “business market”.

In this month’s See the Market Series newsletter, you’ll find a selection of timely resources that provide insights about what’s impacting life insurance ownership in 2021 and the important role life insurance can play in providing financial protection. Use the below resources to discuss solutions with centers of influence and clients so they can start to take action today.

Gallagher is partnering with a new carrier with strong financial backing, and leading-edge technology with the goal of helping clients get term life insurance faster and easier than ever. No hoops, no headaches, just insurance. Bestow’s application process is 100% online. Clients have the freedom to complete their application anytime, anywhere, and with no exams and automated underwriting, your clients will receive a decision on the spot. From beginning to end, a client may apply, qualify, and get coverage in as little as 5 minutes!