Advisors Blog

Our GBS Life Insurance blog is here to help provide you with the most current news and resources to help you better serve your clients.

This information is considered reliable at time of publishing and statements and opinions are subject to change without notice.
Consult your Brokerage Manager for any updates.


GBS News: AG49-A - What You Need to Know | Symposium with Condoleezza Rice | Product Updates | and more

Exclusive Symposium with 66th U.S. Secretary of State, Condoleezza Rice

Listen in on a fireside chat with former Secretary of State, Dr. Condoleezza Rice and Prudential’s own Salene Hitchcock-Gear, President, Individual Life Insurance and Prudential Advisors.


Tax Advantages for Business Long Term Care

There is a unique opportunity for C-Corps to offer LTC on a discretionary basis and receive significant tax deductions. The ideal case involves a closely-held business looking to benefit primarily the owners (and their spouses), or at most create a carve-out LTC plan for 20 or less executives or highly-compensated employees.  


Is Whole Life Insurance Back?

Whole Life is still the most popular permanent cash value insurance product on the market, partly because it is sold by legions of career agents working for mutual carriers. But whole life continues to offer several advantages to advisors selling through brokerage affiliations. Most important of those being safety, predictability, guarantees and more flexibility than you might realize. We offer several of the top rated, best-performing, and well known whole life carriers.


AG49-A: What You Need to Know

To further protect your Indexed Universal Life (IUL) clients, the National Association of Insurance Commissioners (NAIC) recently enacted revisions to the AG49 regulation that governs IUL products. The new version of the regulation, called AG49-A, will further limit how carriers illustrate their IUL products and provide more transparency.  All Life Insurance carriers must be in compliance with Actuarial Guideline 49-A (AG49-A) for IUL illustrations by November 25th, 2020. 


GBS News: SBLI No Exam Up to $750k | Offer Match Program | Symetra Accelerated Underwriting | and more

SBLI's unique Accelerated Underwriting process guarantees no face-to-face contact for all clients, ages 18-60 seeking $750,000 or less of Term for all risk classes.


Case Study: Annuity to LTC Planning Opportunities

In this actual case, our advisor was able to show clients how to gain leverage of up to six times the value of an old variable annuity when used for tax-free LTC benefits. This technique using the Pension Protection Act of 2006 (PPA) allows the client to wash away all the taxable gains to the extent LTC benefits are actually paid out.


Register Now! What Advisors Need to Know About the Latest IULs and the SECURE Act

Join us for a special webinar which features highly regarded keynote speaker, Joe Ross, ChFC, CLU, CRC of AIG, where he will be giving us his take on the new SECURE Act followed by a deep-dive on the much-hyped Indexed UL Multipliers.


Do your clients know...?

Life Insurance Awareness Month is observed every September, yet some question its usefulness. Everyone is aware of life insurance, right? That may be true, but not everyone is aware of what our advisors actually do or the broad range of services and valuable consultation we in this industry offer.


GBS News: 10 Ways to Boost Sales | Drop Ticket Required for Term | Omaha LTC Age Restrictions Lifted | and more

Beginning September 8th, all Term Applications with a face amount of $1 million or less must be submitted via Drop-Ticket, which will automatically cycle through Accelerated Underwriting (if the client qualifies based on age and face amount) unless opted out.


10 Ways to Boost Sales for Life Insurance Awareness Month

As we embark on Life Insurance Awareness Month (LIAM), we’ve compiled a list of simple selling tips to help you kickoff the month and reach your fullest potential. These basic concepts can help you increase the size of your cases, your application count and make it another banner year!


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