GBS Life Insurance | SALES TOOLS for Insurance Advisors

GBS Life Insurance Quick Estimator: This interactive form will help calculate a recommended amount of life insurance.
GBS Field Underwriting Questionnaire: This is a quick way of obtaining a client’s basic medical information and estimating risk class.
GBS Confidential Life Insurance Questionnaire: Use this form to summarize client medical information and assist in collecting doctors’ records. Includes HIPAA-compliant authorization.
Client Profiler - Prudential: Comprehensive 19-page fact finder to help advisors uncover any and all life insurance needs with a client.
HIPAA Authorization: Use this form to maintain HIPAA compliance with the release of health-related information.

Annuity Fact Finder: This form is designed to assist the agent and potential contract owner in gathering information to determine whether the purchase of an annuity is suitable.
Benefits of Fixed Indexed Annuities (FIA): A quick introduction to FIAs from North American (approved for consumer use).
Introduction to QLACs: What advisors should know about the new Qualified Longevity Annuity Contracts (QLACs) from AIG.

GBS Disability Income Fact-Finder: Use this form to request a DI quote.
Introduction to Disability Income: Client-approved intro to Disability Basics from The Principal.
Advisor's Guide to DI: Marketing and Sales Opportunities in DI sales from The Standard.
Disability Insurance Calculator - Principal: Calculate your income protection needs.

GBS LTC Questionnaire: Preliminary inquiry to help obtain long-term care insurance quotes.
Genworth 2017 Cost of Care Summary: Use this to estimate the cost of care in your area when planning an LTC purchase.
Nationwide LTC Planning Guide: Five-minute guide to long-term planning.
Chronic Illness vs. LTC Riders - AIG: An in-depth look at the benefits of chronic illness and long-term care riders.
Introduction to LTC Riders on UL: Get answers to frequently asked questions on long-term care riders associated with life insurance contracts.

Why do a Policy Review - Symetra: Ensure your clients' needs don't outgrow their coverage with periodic life insurance reviews.
Life Policy Review: Agent's Marketing Guide - North American: Use this guide to explore the client review process so you can put it to work and help grow your sales.
Client Worksheet - North American: Use this client worksheet to make sure your clients' life insurance coverage are meeting their needs and helping them attain their future financial goals.
Life Insurance Beneficiary Review - AIG: This guide created by AIG, will show you how to avoid the pitfalls of out-of-date and faulty beneficiary designations and help clients follow through with the intended results on their estate planning.

GBS Field Underwriting Questionnaire: Use our quick field underwriting questionnaire in order to provide a more accurate underwriting determination.
GBS Confidential Life Insurance Questionnaire: Utilize our life insurance questionnaire in order to obtain competitive life insurance quotes that might impact underwriting.
GBS Aviation/Avocation Questionnaire: Use this form to pre-underwrite private pilots and high-risk activities such as climbing, diving, racing and other avocations.
GBS Diabetes Questionnaire: Use this form to pre-underwrite clients with diabetes.
GBS Coronary Bypass/Angioplasty Questionnaire: Use this form to pre-underwrite clients with coronary bypass/angioplasty.
GBS Paramedical Exam Guide: A helpful guide of dos and don'ts when preparing for a paramedical exam
Financial Underwriting Guidelines - Lincoln: Lincoln's simple guide to underwriting will give you a basic understanding of the types of questions underwriters ask, and how how they determine appropriate coverage.
Field Underwriting Guide - Prudential: Reference guide to Prudential's underwriting.

Client's Guide to Estate Planning - Nationwide: This handy guide leads clients through a basic but thorough discussion of what estate planning is and how to get started.
Estate Planning Fact Finder - John Hancock: Use this guide to collect all pertinent client details to start the estate planning process.
Trust Planning Strategies - Lincoln Financial: Understanding the fundamentals of trusts and their benefits.

GBS Key-Person Fact-Finder: Use this form to obtain life insurance quotes for key employees of a business.
GBS Buy-Sell Fact-Finder: Use this form to help business partners in planning buy-sell agreements and obtaining life insurance quotes.
Business Owner Fact-Finder - Mutual of Omaha: This questionnaire can help clients begin the fact-finding process for an informal business valuation.
Understanding Employer Owned Life Insurance (EOLI) - John Hancock: Guide to comply with IRC 101(j) for advisors and employees.
Business Life Cycles - Principal: Principal's infographic provides a unique perspective on the financial needs and concerns of business owners.

GBS Foreign Travel and Residency Questionnaire: Use this form to pre-underwrite U.S. Citizens traveling abroad and Foreign Nationals.
Seller's Guide to the Global High Net Worth Market - John Hancock: Understanding how to provide estate and tax planning services to foreign nationals.
Transfer Tax Basics for Noncitizens - Prudential: Guide on how to create wealth and estate strategies for noncitizens.

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