Advisors Blog

Our GBS Life Insurance blog is here to help provide you with the most current news and resources to help you better serve your clients.

This information is considered reliable at time of publishing and statements and opinions are subject to change without notice.
Consult your Brokerage Manager for any updates.


Bridge Products Explained: Long Term Guarantees and Cash Value in one Life Insurance Policy (Video)

In this week’s video clip we discuss the possibility of offering your clients the best of both worlds when it comes to permanent life insurance. By using something we like to call “Bridge Products,” we are able to bridge the gap between long term guarantees and strong cash values all in one life insurance policy.


ELECTRIFY YOUR SALES – John Hancock’s #1 Selling Permanent Product Just Got Even Better!

With extended guarantees and some of the lowest premiums in the industry, John Hancock's Protection UL offers a lifetime of affordable security.


Protective ProClassic Legacy Launching April 30

On April 30, 2018, Protective Life will launch ProClassic Legacy: a new current assumption universal life policy that offers flexible premiums and cash-value potential.                                                                                                


AG Secure Survivor GUL II Face Amount Capped at $5,000,000

Effective April 14th, AG SecureSurvivor GUL II sales will be limited to death benefit face amounts up to and including $5,000,000. This change is specific to AG Secure Survivor GUL II only.


New York State Life Insurance Product Portfolio Changes Effective April 1, 2018 - Penn Mutual

Acting in the long-term best interests of all of its policyholders, Penn Mutual has made the business decision to no longer accept applications for the following life insurance products from New York state effective April 1, 2018.


Opportunities in Replacing Group Life Insurance

In this installment of "Quick Sales Ideas to Generate Revenue," we discuss Group Term Insurance vs. Individual contracts and how to save your clients' money and offer more flexibility. 


Secure Lifetime GUL 3 Rates Increasing in All States

Starting April 14, 2018, the price of Secure Lifetime GUL 3 (GUL 3) will be increasing an average of 3 to 4% depending on age, underwriting class and funding patterns.


New Reduced Term Rates from Principal

On March 15, 2018, Principal will be introducing reduced Term rates for many of their ages and risk classes.


Expedited Underwriting in as Little as 48 Hours with Principal

Qualifying cases will be considered for Accelerated Underwriting, which is an expedited process where no medical exam is required and immediate approval possible in as little as 48 hours.


No Paramed Visit, No Hassle with SBLI's Term

Submitting a life insurance app with SBLI is now faster and easier than ever! You can complete a SBLI application with no paperwork using the online ZipApp drop-ticket process.


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