Advisors Blog

Our GBS Life Insurance blog is here to help provide you with the most current news and resources to help you better serve your clients.

This information is considered reliable at time of publishing and statements and opinions are subject to change without notice.
Consult your Brokerage Manager for any updates.


IMPORTANT: Lincoln Restricts Issue Age to 70 for MoneyGuard | Implements Premium Limits for VUL

Lincoln Implements Maximum Issue Age of 70 to all Lincoln MoneyGuard Solutions.


GBS News: Online Application Requirements | Leveraging Alternative Assets | LTC Webinar | and more

Effective immediately, Principal term apps with face amounts of $500k or less must be submitted via drop ticket.


Webinar Invitation: A New Approach to LTC

Join us for a special webinar introducing EssentialLTC from National Guardian Life (NGL), a product that delivers a fresh approach to LTC coverage by providing clients unique benefits and competitive pricing not seen in other products.


Life Insurance Made Easy - No Hassle, No Needles, No Exam

Many carriers have relaxed their exam requirements and increased their face amount availability to accommodate clients during the current pandemic.


GBS News: OneAmerica Asset-Care Changes | EMSI Updates | Policy Review | and more

When was the last time you did a policy review with your clients? Download this kit to get started.


BREAKING NEWS: Prudential Suspends GUL Sales | EMSI Shuts Down Operations

Prudential has decided they can no longer offer their UL Protector (GUL). EMSI announced that they have ceased all company operations as of Friday, July 3rd.


GBS News: Principal Processing Time | NGL LTC Available in CA | Term/UL Reprice | and more

Please click below for Principal's current Tele-app, New Business and Underwriting time service as of this morning.


Opportunities with Affordable Annually Renewable Term

For literally pennies on the dollar, Annually Renewable Term (ART) offers an extremely affordable premium for the first few years, giving clients protection they need without a significant cash outlay.


GBS News: Lincoln MoneyGuard LTC Price Increase | Foreign Nationals | Underwriting | and more

Effective June 15th, Lincoln Financial will implement pricing increases to all products in the Lincoln MoneyGuard solutions suite


Principal GUL/SUL Rate Increase and Small Business Resources

Effective June 8, 2020, premiums on the Principal Universal Life Protector V and Survivorship Universal Protector III will see an increase as the result of recent declines in interest rates and increase market volatility.


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