Advisors Blog

Our GBS Life Insurance blog is here to help provide you with the most current news and resources to help you better serve your clients.

This information is considered reliable at time of publishing and statements and opinions are subject to change without notice.
Consult your Brokerage Manager for any updates.


New Reduced Term Rates from Principal

On March 15, 2018, Principal will be introducing reduced Term rates for many of their ages and risk classes.


Expedited Underwriting in as Little as 48 Hours with Principal

Qualifying cases will be considered for Accelerated Underwriting, which is an expedited process where no medical exam is required and immediate approval possible in as little as 48 hours.


No Paramed Visit, No Hassle with SBLI's Term

Submitting a life insurance app with SBLI is now faster and easier than ever! You can complete a SBLI application with no paperwork using the online ZipApp drop-ticket process.


Underwriting Diabetes for Life Insurance

Did you know affordable life insurance coverage is available for most clients? Here’s what advisors need to know.


Symetra UL-G Price Increase Effective February 16

Effective February 16, 2018, Symetra will be increasing their rates on their Symetra UL-G product. 


Pricing Improvements to Lincoln LifeGuarantee UL Effective February 12, 2018

Effective February 12, 2018, Lincoln will be introducing pricing improvements to Lincoln LifeGuarantee® UL (2013) which will solidify competitive level-pay lifetime guarantee pricing for key cells.


Introducing Lincoln WealthPreserve® IUL

Effective February 12, 2018, Lincoln will be introducing the newest member in its indexed UL portfolio, Lincoln WealthPreserve® IUL (2017).


10 Ways to Make 2018 a Success!

As we embark on 2018, we’ve compiled a list of simple selling tips to help you kickoff the New Year, and reach your fullest potential. These basic concepts can help you increase the size of your cases, your application count and make it another banner year!


Underwriting Vascular Disease for Life Insurance

Finding life insurance for clients with vascular disease, though challenging, is not impossible. In order to better assess your client’s insurability, let’s take a deeper dive into the different types of vascular disease.


Understanding the Goodman Rule: How to Avoid a Nasty Tax Liability by Using Proper Beneficiary and Ownership Designations

When life insurance ownership and beneficiaries aren't structured properly, there is a little known rule that applies to insurance proceeds that can easily cause serious tax problems.  


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