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PruLife SUL Protector - New Pricing Effective August 21

Effective August 21st, Prudential’s guaranteed survivorship product known as SUL Protector will be repriced, with price increases as much as 6-14%. Act now to lock in the current low prices for up to a maximum of $10,000,000 coverage.

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Getting Life Coverage for Marijuana Users

Our latest underwriter’s blog explains how marijuana use is considered by underwriters and offers some tips in getting your clients coverage at the best possible rates.

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Convert to a GUL Even if Your Current Carrier Doesn’t Have One

Policyholders who have purchased a fully underwritten term insurance policy from select carriers within the last five years may be eligible to convert to a permanent Symetra GUL policy with no exam and minimal paperwork requirements.

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Principal Universal Life Protector IV Price Increase

Effective August 28, 2017, Principal will be updating their UL Protector IV product pricing for new issue policies. These changes will help maintain the product's long-term sustainability.

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John Hancock Term with Vitality - New and Improved!

The current John Hancock Term with Vitality (’15 and ‘16) products will no longer be offered in states that have approved the new John Hancock Term with Vitality (‘17) product. All pending applications must have all requirements in by September 1, 2017.

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Introducing PruLIfe Essential UL - Now Available in California

Prudential has launched their newest universal life product, PruLife Essential UL in California. With it, you can offer your clients the simple design they want with the contemporary benefits they need.

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Tips for Tapping into the Lucrative Business Owner Insurance Market

Here are some tips for tapping into the lucrative business owner insurance marketplace. We’ll show you the size of the opportunity and offer some approach questions and sales concepts. With over 30 million small businesses in the U.S., there is an incredible need for risk protection services from advisors who understand how to navigate this marketplace.

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Symetra Temporarily Suspending the Sale of their SUL-G Product - Submit your apps before July 27

Symetra announced multiple changes to their SUL-G product. Today, they announced they are temporarily suspending the sale of their Survivorship SUL-G product. All applications must be received in good order by July 27, 2017. 

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Underwriting Hepatitis C for Life Insurance

Did you know people born between 1945 and 1965 are five times more likely to have hepatitis C? With treatment, hepatitis C can be manageable. With an effective and consistent treatment plan, individuals can live healthy lives, and secure life insurance even at preferred rates.

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Stable Returns with the Single Premium Life Strategy

By Gregg Kaufman, CLU, CFP

Did you know a well-designed single-premium life insurance contract can provide stable returns, no risk of market-based loss, early liquidity, tax-deferral and death benefit leverage? Learn more about the Single Premium Life Strategy and how you can give your clients a competitive, stable rate of return while benefiting from additional life insurance.

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