Advisors Blog

Effective September 11, 2023, Lincoln is offering an enhanced underwriting program to provide even more value with Lincoln's accumulation-focused variable (VUL) and indexed (IUL) universal life insurance product solutions.

Joe will share his expertise on the pressing concerns that often plague business owners, exploring the challenges that keep them awake at night.

Dive into the implications AG49-B has for insurance industry policy illustrations with Sherman Reeves of Columbus Life Insurance Company in this recent article.

John Hancock's newly enhanced Protection Term and Vitality Term options adds value and opportunity to your clients.

Effective August 1, 2023, Allianz is increasing the cap and participation rates for Allianz Life Pro+® Advantage Fixed Index Universal Life Insurance Policy.

Mortality trends eased notably in 2022 for the U.S. life insurance industry, which was due in part to the decline in deaths directly related to COVID-19. However, death benefits paid by U.S. life insurers in 2022 remained elevated vs. pre-2020 levels and continued to dampen life insurance operating earnings (albeit offset in part by higher interest rates in 2022).

Legal & General America has announced updates to its Underwriting Field Guide. Among these updates includes an increase in Automatic Binding Limit from $20 million to $30 million.

Effective May 30, 2023, Allianz will require sales illustrations to be included at the time of application.

Cincinnati Life’s Termsetter reprice presents an overall rate reduction for all term periods and rate bands, with the most significant reductions found in shorter term durations, Preferred Plus and Preferred rate classes and younger ages.

Effective May 22, 2023, Select-a-Term is repriced in all states, excluding New York. There are no premium increases, and roughly 30% of cells have lower premiums with an average decrease of roughly 1.5%. The lower rates can be seen across all bands!