Advisors Blog

During Disability Insurance Awareness Month, we are reminded of the important role that income protection plays in our clients’ lives. This month we’ll focus on emphasizing the importance of income protection and how to start that conversation with your clients.

In this week’s video clip we discuss the possibility of offering your clients the best of both worlds when it comes to permanent life insurance. By using something we like to call “Bridge Products,” we are able to bridge the gap between long term guarantees and strong cash values all in one life insurance policy.

With extended guarantees and some of the lowest premiums in the industry, John Hancock's Protection UL offers a lifetime of affordable security.

On April 30, 2018, Protective Life will launch ProClassic Legacy: a new current assumption universal life policy that offers flexible premiums and cash-value potential.                                                                                                

Effective April 14th, AG SecureSurvivor GUL II sales will be limited to death benefit face amounts up to and including $5,000,000. This change is specific to AG Secure Survivor GUL II only.

Acting in the long-term best interests of all of its policyholders, Penn Mutual has made the business decision to no longer accept applications for the following life insurance products from New York state effective April 1, 2018.

Starting April 14, 2018, the price of Secure Lifetime GUL 3 (GUL 3) will be increasing an average of 3 to 4% depending on age, underwriting class and funding patterns.

On March 15, 2018, Principal will be introducing reduced Term rates for many of their ages and risk classes.

Qualifying cases will be considered for Accelerated Underwriting, which is an expedited process where no medical exam is required and immediate approval possible in as little as 48 hours.

Submitting a life insurance app with SBLI is now faster and easier than ever! You can complete a SBLI application with no paperwork using the online ZipApp drop-ticket process.