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Our GBS Life Insurance blog is here to help provide you with the most current news and resources to help you better serve your clients.

This information is considered reliable at time of publishing and statements and opinions are subject to change without notice.
Consult your Brokerage Manager for any updates.

 

GBS News: Product and Underwriting Updates - Week of December 5 - December 15, 2022

Cincinnati Life's 2022-2023 Quick View Tax Guide is now available. The Quick View Tax Guide consolidates important information on inflation, lifetime gift, and estate tax and gift tax exclusion amounts for your clients and prospects. The Guide is particularly useful at year end and tax time, it can serve as a handy reference and outreach piece throughout the year.

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GBS News: Product and Underwriting Updates - Week of November 18 - December 2, 2022

Security Mutual Life (SML) offers competitive underwriting decisions for recreational marijuana use. Previously, with any Marijuana use SML's best offer was Preferred Plus with no more than 8 days of use per month. Through a new special program, they can now consider: Preferred Plus for recreational use of 7x per week and Preferred for recreational use up to 7-10x per week.

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GBS News: Weekly Product and Underwriting Updates - Week of November 7, 2022

MassMutual will reprice UL Guard and Survivorship UL Guard in November, with premium rates generally improving because of higher interest rates. These flexible-premium universal life products provide the protection of permanent life insurance and may be an important part of your clients' estate and legacy planning.

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GBS News: Weekly Product and Underwriting Updates - Week of October 31 - November 4, 2022

American National has arrived at the purposeful decision to cease term life sales at this time. As of 12/1/2022, American National will no longer accept applications for Signature Term Life Insurance.

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GBS News: Weekly Product and Underwriting Updates - Week of October 24, 2022

We have good news for couples seeking additional value and greater choice in their life insurance protection. Now you can offer them two new riders on Protection SUL and Protection SIUL.

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You Don’t Want to Miss This HOT Rate!

October 24, 2022, Global Atlantic's rates will increase on SecureFore 3 & 7 fixed annuities and ForeAccumulation II fixed index annuities. 

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GBS News: Weekly Product and Underwriting Updates - Week of October 17, 2022

Beginning November 7, 2022, Nationwide is implementing a price improvement across all scenarios for the current No-Lapse Guaranteed UL II product. These changes do not apply to No-Lapse Guarantee UL II in New York.

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GBS News: Weekly Product and Underwriting Updates - Week of October 10, 2022

Allianz's first-ever Risk-Class Upgrade Underwriting Program is now available. This program applies to Allianz Life Pro+ Advantage issues policies that meet eligibility requirements including Premium Finance and Foreign Nationals business.

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GBS News: Weekly Product and Underwriting Updates - Week of October 3, 2022

MassMutual has announced their MassMutual Ascend SecureGain 5 fixed annuity product. This is a 5 year effective yield of 4.90%

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GBS Quarterly Sales Concepts | October 2022 Issue

Retirees hoping to fund a steady lifestyle in retirement to supplement Social Security face the dual risks of not knowing how long retirement will last and not knowing how much prices will rise after they retire. A retiree is most at risk of inflation if it occurs during the first few years of retirement as a result of sequence of inflation risk.

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