Advisors Blog

There has been considerable client interest in the liquidity of life insurance and annuity companies in the wake of bank regulatory actions against Silicon Valley Bank (SVB) and Signature Bank of New York (SBNY) over the last several days. The concerns are understandable given the number of similarities between banks and life insurance companies. There are several substantial differences between banks and life insurance companies that result in materially lower liquidity risks for life insurers.

ANICO announced big improvements to the industry-leading Signature Performance Indexed UL product, that will take effect on 04/03/23

Effective February 21, 2023, Select-a-Term is repriced in all states, including New York. In all states except New York, well over 90% of cells have lower premiums with an average rate reduction of nearly 2%.¹ In New York, more than 80% of cells have lower premiums with an average reduction just over 4%.

Vitality is getting even more rewarding for you. Starting February 6, boost your comp up to a total of 12 points when you sell our permanent life insurance products with Vitality PLUS.

Gallagher's Tax Guide has been updated to reflect 2023 tax changes related to individual income taxes, transfer taxes, business taxes, retirement contribution limits and more.

Click below for a Comprehensive Overview of LTC Linked Benefit Product Differentiators.

When it comes to planning for retirement, it’s no secret the costs of long-term care (LTC) are a big concern for most clients. That’s where Bridge from EquiTrust Life Insurance Company comes in. Helping retirees meet their needs means focusing on the best prospects for this product. What is Bridge? Bridge combines a fixed index annuity (FIA) with a Long-Term Care Rider and a personalized NeverStop™ Wellness Program to help your clients proactively manage their health.

Share Allianz's new target marketing reports with business owners, to open discussions on their industry’s unique trends, challenges, and opportunities – and how fixed index universal life insurance can be a potential solution for their concerns. 

Cincinnati Life's 2022-2023 Quick View Tax Guide is now available. The Quick View Tax Guide consolidates important information on inflation, lifetime gift, and estate tax and gift tax exclusion amounts for your clients and prospects. The Guide is particularly useful at year end and tax time, it can serve as a handy reference and outreach piece throughout the year.

Security Mutual Life (SML) offers competitive underwriting decisions for recreational marijuana use. Previously, with any Marijuana use SML's best offer was Preferred Plus with no more than 8 days of use per month. Through a new special program, they can now consider: Preferred Plus for recreational use of 7x per week and Preferred for recreational use up to 7-10x per week.