Advisors Blog

Our GBS Life Insurance blog is here to help provide you with the most current news and resources to help you better serve your clients.

This information is considered reliable at time of publishing and statements and opinions are subject to change without notice.
Consult your Brokerage Manager for any updates.


Opportunities with Affordable Annually Renewable Term

For literally pennies on the dollar, Annually Renewable Term (ART) offers an extremely affordable premium for the first few years, giving clients protection they need without a significant cash outlay.


GBS News: Lincoln MoneyGuard LTC Price Increase | Foreign Nationals | Underwriting | and more

Effective June 15th, Lincoln Financial will implement pricing increases to all products in the Lincoln MoneyGuard solutions suite


Principal GUL/SUL Rate Increase and Small Business Resources

Effective June 8, 2020, premiums on the Principal Universal Life Protector V and Survivorship Universal Protector III will see an increase as the result of recent declines in interest rates and increase market volatility.


Last Chance to Lock in AIG's Low GUL Rates

Effective May 30, 2020, premiums on the AIG Secure Lifetime GUL 3 will see an increase as the result of recent declines in interest rates and increased market volatility.


GBS News: Asset-Based LTC Planning | Index Loans | Underwriting | and more

We recently hosted a OneAmerica webinar featuring their portfolio of Asset-Based LTC products which offers unbeatable value and innovative features. 


Last Chance to Lock in These Low GUL Rates

We have a limited window of opportunity to lock in today’s low GUL rates with one carrier that has a uniquely flexible product - American National (ANICO).


Important: Lincoln and AIG Price Increases and Deadlines

Lincoln Financial has informed us of several important product updates and substantial price increases to their Life Insurance business.


GBS News: Coverage for Up to Age 85 | Term-to-Term Conversion | and more

During this unprecedented time, clients are putting life insurance at the top of their to-do list. The need for protection and security is greater than ever. Clients may be wondering if they have the appropriate coverage in place right now. Provide peace of mind by offering policy reviews.


List of Carrier Updates in Response to COVID-19

Many carriers have recently updated business practices and underwriting guidelines in response to the outbreak of coronavirus (COVID-19). Here, you will find a list of carrier announcements, restrictions, and resources to help keep your business processing as smoothly as possible.


MORE Important Changes to Pricing and Underwriting

Click below for MORE Important Changes to Pricing and Underwriting


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