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Our GBS Life Insurance blog is here to help provide you with the most current news and resources to help you better serve your clients.

This information is considered reliable at time of publishing and statements and opinions are subject to change without notice.
Consult your Brokerage Manager for any updates.

 

GBS News: Product and Underwriting Updates - Week of February 20, 2023 - March 2, 2023

Effective February 21, 2023, Select-a-Term is repriced in all states, including New York. In all states except New York, well over 90% of cells have lower premiums with an average rate reduction of nearly 2%.1 In New York, more than 80% of cells have lower premiums with an average reduction just over 4%.

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GBS News: Product and Underwriting Updates - Week of February 6, 2023 - February 16, 2023

Vitality is getting even more rewarding for you. Starting February 6, boost your comp up to a total of 12 points when you sell our permanent life insurance products with Vitality PLUS.

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GBS News: Product and Underwriting Updates - Week of January 23, 2023 - February 2, 2023

Gallagher's Tax Guide has been updated to reflect 2023 tax changes related to individual income taxes, transfer taxes, business taxes, retirement contribution limits and more.

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GBS Sales Concepts Quarterly Newsletter | January 2023 Issue

Click below for a Comprehensive Overview of LTC Linked Benefit Product Differentiators.

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GBS News: Product and Underwriting Updates - Week of January 9, 2023 - January 19, 2023

When it comes to planning for retirement, it’s no secret the costs of long-term care (LTC) are a big concern for most clients. That’s where Bridge from EquiTrust Life Insurance Company comes in. Helping retirees meet their needs means focusing on the best prospects for this product. What is Bridge? Bridge combines a fixed index annuity (FIA) with a Long-Term Care Rider and a personalized NeverStop™ Wellness Program to help your clients proactively manage their health.

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GBS News: Product and Underwriting Updates - Week of December 16, 2022 - January 6, 2023

Share Allianz's new target marketing reports with business owners, to open discussions on their industry’s unique trends, challenges, and opportunities – and how fixed index universal life insurance can be a potential solution for their concerns. 

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GBS News: Product and Underwriting Updates - Week of December 5 - December 15, 2022

Cincinnati Life's 2022-2023 Quick View Tax Guide is now available. The Quick View Tax Guide consolidates important information on inflation, lifetime gift, and estate tax and gift tax exclusion amounts for your clients and prospects. The Guide is particularly useful at year end and tax time, it can serve as a handy reference and outreach piece throughout the year.

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GBS News: Product and Underwriting Updates - Week of November 18 - December 2, 2022

Security Mutual Life (SML) offers competitive underwriting decisions for recreational marijuana use. Previously, with any Marijuana use SML's best offer was Preferred Plus with no more than 8 days of use per month. Through a new special program, they can now consider: Preferred Plus for recreational use of 7x per week and Preferred for recreational use up to 7-10x per week.

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GBS News: Weekly Product and Underwriting Updates - Week of November 7, 2022

MassMutual will reprice UL Guard and Survivorship UL Guard in November, with premium rates generally improving because of higher interest rates. These flexible-premium universal life products provide the protection of permanent life insurance and may be an important part of your clients' estate and legacy planning.

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GBS News: Weekly Product and Underwriting Updates - Week of October 31 - November 4, 2022

American National has arrived at the purposeful decision to cease term life sales at this time. As of 12/1/2022, American National will no longer accept applications for Signature Term Life Insurance.

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