Advisors Blog

AG Secure Survivor GUL II Face Amount Capped at $5,000,000

Published on April 02, 2018

Below is the full text of the recent AIG memo. For a PDF version of this announcement, click here.



April 2, 2018

Effective April 14th, AG SecureSurvivor GUL II sales will be limited to death benefit face amounts up to and including $5,000,000. This change is specific to AG Secure Survivor GUL II only. This does not affect our individual product Secure Lifetime GUL 3.  

While we strive to hold the product specification steady, the long-standing interest rate environment continues to put pressure on the industry. To ensure we stay focused on our commitment to deliver higher value to both you and your clients, a face amount cap is necessary.  

Transition Rules - New Face Amount Cap Effective April 14, 2018

  • AG Secure Survivor GUL II applications received on or after April 14th will be subject to this new death benefit face amount cap.
  • To avoid the face amount cap on the AG Secure Survivor GUL II product, applications must be received on or before April 13, 2018.

We will be announcing more product updates for AG Secure Survivor GUL II in the coming months.

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Have You Considered VUL?

If you haven’t considered VUL lately, many of today’s newest products include benefits and features that clients are looking for. With the increased pricing for GUL products coupled with many carriers totally withdrawing from that marketplace, VUL and SVUL have become an even more attractive alternative for you and your clients to consider.


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