Advisors Blog

Webinar Invitation: A New Approach to LTC

Published on July 29, 2020


Webinar Invitation: A New Approach to LTC

Join us for a special webinar introducing EssentialLTC from National Guardian Life (NGL), a product that delivers a fresh approach to LTC coverage by providing clients unique benefits and competitive pricing not seen in other products. We'll also do a deep dive comparison, so you can see why this should be a go-to product for your prospects!

Tuesday, August 18th 10am PST / 1pm EST

Introduction to EssentialLTC

  • A “traditional” LTC product with innovative new features.
  • Optimized for couples with generous shared benefits.
  • Lifetime Benefits available.
  • Flexible payment periods including life-pay, 10-pay, single-pay and more.
  • How to design and present LTC to match client affordability.



Lawrence Vivenzio, CLTC

Business Development Specialist, Individual Markets

National Guardian Life Insurance Company (NGL)




We at GBS Insurance thank you again for your business. For more information or insurance quote requests, please contact your brokerage manager or give us a call at (800) 473-5966

For agent use only - not for use with the general public.

Corporate CA License No. 0D87913


21820 Burbank Blvd., Suite 301

Woodland Hills, CA 91367

Phone: (800) 473-5966




Webinar Invitation: How to Position LTC as a Retirement Planning Tool

Join us for a special webinar featuring Mutual of Omaha discussing how agents can position LTC as a retirement planning tool. We will be going over today's LTC changing market with real world statistics, how to start the conversation, tax favorability and more. We'll also do a deep dive comparison on their MutualCare Solutions, so you can see why this should be a go-to product for your prospects!


GBS News: WA State LTC Update | DI Sales Opportunities | Fixed Index Annuity | and more

The soon-to-be-enacted "Long Term Services and Trust Act" will impose a .58% annual tax on Washington state's workforce to fund one year of future LTC benefits (non-portable and only available if still living in WA). The only way to "opt-out" and avoid paying this tax is to show proof of existing coverage.

While the Trust Act could be beneficial for low-to-middle income earners, it negatively impacts those highly compensated individuals who will pay a much larger, disproportionate amount for the same, minimal benefit.


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