Advisors Blog

GBS News: Your Disability Insurance Updates

Published on January 31, 2022


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Easy Income Protection for Medical Residents

Most residents and fellows are on a strict budget during their training. And they expect that their huge investment of time and money will reward them with a long and lucrative career. We want to make sure they can count on that future income if they’re unable to work due to a sickness or injury.

That’s why we make it easy for residents to lock in The Standard’s rich Platinum Advantage coverage at the benefit amount that’s right for their current situation.


Help Your Clients Save On Premiums With the Preferred Occupation Discount

A Discount for Preferred Occupations.

Provide your top manager and professional clients 10% off.

See all the discounts and how to combine them.


New Interactive Brochure Helps Clients Find the Info They Want

The Standard's new Interactive Platinum Advantage Consumer Brochure lets clients jump to features most relevant to their needs.


Boost Your DI Sales with Guaranteed Standard Issue (GSI) Underwriting

Help employers enhance their benefits package with GSI DI insurance.

Guaranteed Standard Issue (GSI) underwriting can make it easier to deliver individual disability income (DI) insurance solutions that help recruit, retain, and protect key employees. While streamlining coverage for your business cases, it can also be a differentiator for you in the market.

And now Principal has made the GSI implementation process even easier with their innovative, eEnrollment platform. This digital solution enables eligible employees to complete and sign their individual disability insurance application when and where it’s convenient for them. It saves you time and hassle and provides a better experience for your business clients and their employees, too. Ready to get started? Review the GSI process below.


Optional Return of Premium Rider

While some of your clients may understand the need for disability income insurance, they might still be reluctant to purchase a policy if they don’t think they’ll use the coverage. With the optional Return of Premium Rider, they could get back a portion of their premiums if they don’t use the benefits.

Watch the informational video below for more details.




We at GBS Insurance thank you again for your business. For more information or insurance quote requests, please contact your brokerage manager or give us a call at (800) 473-5966.

For agent use only - not for use with the general public.

Corporate License No. 0D87913


21820 Burbank Blvd., Suite 301

Woodland Hills, CA 91367

Phone: (800) 473-5966

GBS Insurance and Financial Services, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual’s personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

© 2022 Arthur J. Gallagher & Co. 




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NORTH AMERICAN: IUL and GUL Updates - JANUARY 30, 2017

North American will offer a new version of Custom Guarantee UL on January 30, 2017. The increased guaranteed premium will be available to illustrate on our software starting this date. In order to receive the “old” guaranteed premiums, applications (paper or e-App) will need to be signed by all signing parties and received in the North American Administrative Office by February 17, 2017.


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