Advisors Blog

Last Chance to Lock in AIG's Low GUL Rates

Published on May 22, 2020


Announcing: AIG GUL Rate Increase

Effective May 30, 2020, premiums on the AIG Secure Lifetime GUL 3 will see an increase as the result of recent declines in interest rates and increased market volatility. Guaranteed premiums to increase on average 15% varying by age and payment duration. Applications must be submitted, and in good order, by May 30th to retain the current rates. 


AIG's Secure Lifetime GUL 3 Features

AIG’s Guaranteed UL has significantly lower GUL rates than most of the marketplace, and offers these other features:


  • Guaranteed Return of Premium: Built-in, no cost option to receive 50% by end of year 20 or 100% end of year 25.  
  • Partial Withdrawal capability feature.  
  • Optional Accelerated Access Solution for chronic illness coverage up to $3 million of client's base policy.
  • Optional Lifestyle Income Solution that provides a guaranteed income by accelerating the death benefit.

For more information on transition rules and AG Quick Ticket, click here, or visit for producer and consumer materials, sales concepts, and more.





We at GBS Insurance thank you again for your business. For more information or insurance quote requests, please contact your brokerage manager or give us a call at (800) 473-5966

For agent use only - not for use with the general public.

Corporate CA License No. 0D87913


21820 Burbank Blvd., Suite 301

Woodland Hills, CA 91367

Phone: (800) 473-5966

GBS Insurance and Financial Services, Inc. do not provide investment, tax, or legal advice. The information presented here is not specific to any individual’s personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.

© 2020 Arthur J. Gallagher & Co. 




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