Advisors Blog

Term Insurance in as Little as 48 Hours with No Exam and No Interview

Published on February 28, 2017


John Hancock has introduced a revolutionary new product for healthy clients looking for term insurance up to $1,000,000. SmartProtect Term with Vitality lets you offer clients coverage via a streamlined application process with an underwriting decision in as little as 48-hours once application is received in good order. In addition to competitive premiums, the included Vitality program rewards clients’ healthy living choices with discounts on their premium as well as retail and food shopping. The more engaged your clients are in the Vitality Program, the more premium savings and rewards they can receive. Including the new Vitality HealthyFood benefit, where your clients can save up to $600 a year when they make qualified healthy food purchases at more than 16,000 stores nationwide.

Note: Individuals with certain pre-existing medical conditions may not be eligible for this process.




7 Valuable Tips and Sales Ideas

Introducing a new series of quick sales ideas to spark interest in your clients and centers of influence. Position yourself as a valued advisor and insurance professional by using these tips as conversation starters.


Have You Considered VUL?

If you haven’t considered VUL lately, many of today’s newest products include benefits and features that clients are looking for. With the increased pricing for GUL products coupled with many carriers totally withdrawing from that marketplace, VUL and SVUL have become an even more attractive alternative for you and your clients to consider.


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