Advisors Blog

Given the current market, many of our advisors have been asked by business clients about the availability of Key-Person coverage for executives and critically important contributors at their companies. We continue to have access to the markets for all of your Key-Person needs. We are utilizing the carriers accelerated underwriting programs in order to access up to $5,000,000 of coverage without full medical underwriting or labs for a Preferred to Standard health risk. Financial Underwriting requirements remain the same with each respective carrier.

Exclusive Symposium with 66th U.S. Secretary of State, Condoleezza Rice

Listen in on a fireside chat with former Secretary of State, Dr. Condoleezza Rice and Prudential’s own Salene Hitchcock-Gear, President, Individual Life Insurance and Prudential Advisors.

Whole Life is still the most popular permanent cash value insurance product on the market, partly because it is sold by legions of career agents working for mutual carriers. But whole life continues to offer several advantages to advisors selling through brokerage affiliations. Most important of those being safety, predictability, guarantees and more flexibility than you might realize. We offer several of the top rated, best-performing, and well known whole life carriers.

To further protect your Indexed Universal Life (IUL) clients, the National Association of Insurance Commissioners (NAIC) recently enacted revisions to the AG49 regulation that governs IUL products. The new version of the regulation, called AG49-A, will further limit how carriers illustrate their IUL products and provide more transparency.  All Life Insurance carriers must be in compliance with Actuarial Guideline 49-A (AG49-A) for IUL illustrations by November 25th, 2020. 

SBLI's unique Accelerated Underwriting process guarantees no face-to-face contact for all clients, ages 18-60 seeking $750,000 or less of Term for all risk classes.

Join us for a special webinar which features highly regarded keynote speaker, Joe Ross, ChFC, CLU, CRC of AIG, where he will be giving us his take on the new SECURE Act followed by a deep-dive on the much-hyped Indexed UL Multipliers.

Life Insurance Awareness Month is observed every September, yet some question its usefulness. Everyone is aware of life insurance, right? That may be true, but not everyone is aware of what our advisors actually do or the broad range of services and valuable consultation we in this industry offer.

Beginning September 8^th, all Term Applications with a face amount of $1 million or less must be submitted via Drop-Ticket, which will automatically cycle through Accelerated Underwriting (if the client qualifies based on age and face amount) unless opted out.

As we embark on Life Insurance Awareness Month (LIAM), we’ve compiled a list of simple selling tips to help you kickoff the month and reach your fullest potential. These basic concepts can help you increase the size of your cases, your application count and make it another banner year!

As kids head back to school, we’re focused on helping your clients navigate the multitude of college funding options by offering our FREE College Planning Kit for Parents. This kit includes tips and in-depth information on how you can meet multiple financial goals including paying for college and how life insurance fits in.