Advisors Blog

GBS Welcomes Mutual Trust to Our List of Carrier Offerings

Mutual Trust Life Insurance Company was founded in 1904 and specializes in whole life and term protection for families and small businesses. In 2015 they became a subsidiary of Pan-American Life Insurance Group.  Dividends have been paid continuously for over 100 years on participating policies.

Financial Ratings for Mutual Trust (2016)

"A" (Excellent) from A.M. Best
"A" with a Stable Outlook from Fitc

Products:

Legacy One
Increase the Money You Leave Loved Ones While Maintaining Control of it During Your Life

Legacy One is a highly competitive, single premium, participating whole life insurance product that can help you increase, and even potentially double, the amount of money you leave your loved ones while maintaining access and control of it during your lifetime.

Horizon Guarantee™
Providing guaranteed death benefit protection at a cost-effective level premium

Horizon Guarantee™, participating whole life insurance, provides a guaranteed death benefit at a guaranteed level premium that's often lower than other whole life premiums. It's a good choice for anyone whose first priority is death benefit protection and growth of cash value is of secondary importance.

Horizon Value™
Providing financial security for your loved ones

Horizon Value™, Mutual Trust's participating whole life product, provides the peace of mind and financial security you want and need for your loved ones. With Horizon Value, the guaranteed cash value and non-guaranteed dividends in your policy grow early, rapidly and tax-deferred, quickly multiplying in your policy. As a policyowner, you have access, liquidity and control of this money throughout your life through policy loans and by withdrawing values generated by dividends.

Economax^®
A Blend for Life

Economax® is a blended permanent product, made up of participating whole life and term insurance. It can be a useful choice for families and businesses on a limited budget who want the benefits of permanent insurance and the cost savings of term.

SelectTerm
(10 · 15 · 20 · 30 YEARS)

Term insurance is economical protection for a finite period of time. The SelecTerm series provides guaranteed level premiums for 10, 15, 20 and 30 years, after which the premiums become guaranteed annually renewable with a level death benefit to age 98. In addition, conversion opportunities enable policy owners to convert their SelecTerm policy to any Mutual Trust permanent life insurance product as their needs change.

For more information, visit www.mutualtrust.com.